Follow Us

Privacy Policy

This User Agreement outlines the privacy and cookie policies for bigbrainmoney.com, its subdomains, PWA apps, other Android or iOS apps, and the website owner Siddharth Vadera. This policy applies to all users and visitors accessing the website and any of its subdomains.

Bigbrainmoney.com provides its online services/information through the internet, subject to the following terms and policy, which may be amended/modified from time to time, without any prior notice.

User/visitor/buyer agrees to any modification and reviews the agreement periodically to be aware of such modifications in the agreement. Such modifications shall be effective immediately as posted.

User/visitor/buyer described hereafter as “User or Visitor or Reader or You” and bigbrainmoney.com or its sub domains or its apps or its social media profiles and Siddharth Vadera described hereafter as “Site/web site/website” and/or “We“ and/or “Us”.

The user cannot use or access the our website bigbrainmoney.com or its apps if they refuse to be bound by the privacy policy. If the user does not accept our privacy statement, they must exit the website. It is assumed that you have agreed to and accepted all of the terms of use and privacy policy if you use and access the site. You are required to read, accept, and comply with all of the rules outlined in this User Agreement. Before using this website or its apps, the user must read and accept its terms and conditions.

Our site is not intended for children under applicable data protection or privacy laws. You must be 13 years old to access this web site, if you are a child, according to the law, then you are not permitted to access or use the site for any reason. The site is not intended for children. We have the right to refuse/suspend your access or use of the site, if we find that you are a child.

We and third-party web sites may use cookies to deliver content and ads, to measure visitors to our site, to provide social media features. By using this site, you agree to our and third-party cookies.

How information about users is collected?

The information that we and third parties automatically collect:
We and our third-party partners or vendors use cookies to automatically collect information about the user.

  • Emails: We may collect your email address and all other information, which is sent via email, and which you provide directly to us when you email us. We will never disclose a user’s personal information or email address to a third party unless they are specifically hired to assist us in providing our own services.
  • Online Forms: We may collect the user’s information (filled in online forms) filled in the forms on our server. We may use cookies to deliver personalized content for a better user experience too. If a user does not wish to do so, he or she must be denied access to any service (including contact us form). All types of user registration data are kept confidential. Only our staff/employees/owner have access to your registration data with us.
  • Comments: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
    An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/
    After approval of your comment, your profile picture is visible to the public in the context of your comment.
  • Media: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

We collect information about you in the following ways:

  • Information you provide to us:
    We collect information that you provide to us when you use the Services, such as when you sign up for an account, subscribe to our newsletter, or complete a form or complete a purchase. The information we collect may include your name, email address, phone number, and other personal information.
  • Information we collect automatically:
    When you use the Services, we may automatically collect certain information about your device and usage of the Services. This may include your IP address, device type, operating system, browser type, and other technical information. We may also collect information about your location and the websites and apps you use.

How do we and third parties use information of a user?

We use the information we collect to provide, maintain, and improve the Services, and to communicate with you. This may include:

  • Providing and personalizing the Services: We use the information we collect to provide and personalize the Services, such as by showing you content that is relevant to your interests.
  • Communicating with you: We may use the information we collect to communicate with you, such as to send you updates or newsletters.
  • Analyzing and improving the Services: We may use the information we collect to analyze and improve the Services, such as by understanding how users interact with the Services.

We use information and data of users for the purposes given below.

  • For advertisement: We and our advertising networks Google Adsense and Ezoic uses information and data to deliver targeted and non targeted ads, to deliver contextual ads, and for frequency capping, aggregated ad reporting, and to combat fraud and abuse. As a special note, we and our advertising network Google Adsense serve Non Personalized ads to European Economic Area (EEA) and EU member states, where the EU ePrivacy Directive and the General Data Protection Regulation (GDPR) is applicable. Our advertising network Google Adsense serves Non Personalized ads for California, USA, where CCPA act is in force, although Google and its vendors show personalized ads if a user opts in.
  • For Visitor Analytics: We and/or our visitor analytics network Google Analytics use information and data of each user. The purpose of collecting information about a user’s visit to our site helps us to understand, which parts of our site are doing well, how people arrive and interact with our site, so that we can improve our site.
  • For Promotion/Business/Responding: We may use information about a user for a better user experience. We may email to the user for validation of any request. We may email to the user for site promotions, newsletters, offers, or for any request, which is made by the user or for responding. A user may “opt-out” of being contacted by us, responding to emails as instructed, and/or via direct mail to support@bigbrainmoney.com.

Other:

  1. If you request a password reset, your IP address will be included in the reset email.
  2. Visitor comments may be checked through an automated spam detection service.

Security and Protection of Your Information

Privacy of users is important to us. We respect a user’s privacy. Unfortunately, data transmission through the internet is not 100% secure.

Therefore, we cannot ensure or warrant the security of the user’s information. If a user does so it’s the user’s own choice and risk. We are not responsible for user’s security and privacy when user clicks on any outgoing (external) link(s), clicking on any external image link, clicking on any third-party ad(s), clicking or using any external widget/gadget. We encourage the user to read the privacy policy on these linked sites.

We do not monitor, hire, sell, edit, the information of the user’s email address, street address, mobile number, query or other information, except that User agrees we do so and/or:

(1) As required by law;
(2) To comply with legal process;
(3) If necessary to legally enforce Terms and Conditions/privacy policy/cookie policy (Advice to read carefully);
(4) To respond to claims that such contents violate the rights of third-parties;
(5) To protect the rights or property of us/other users/third-party.

We strongly advise users, do not submit/input/enter any confidential information via any form. Confidential information means credit card numbers, bank account numbers, passwords or any sensitive information, which may harm the user in any way by misusing the information. We do not ask the user to give their confidential information online or offline. If anyone, ask for this on behalf of us, please notify us via email and do not share any confidential information with anyone.

Sharing of Information

We may share the information we collect with third parties in the following ways:

  • With service providers: We may share your information with third-party service providers who perform services on our behalf, such as hosting, analytics, email delivery, newsletter subscription service.
  • With partners and affiliates or third party: We may share your information with our partners and affiliates for marketing or other purposes. In the future, we may sell, buy, merge or partner with other companies or businesses. In such transactions, we may include your information among the transferred assest.
  • As required by law: We may disclose your information if we are required to do so by law or if we believe that such action is necessary to comply with legal processes or protect the rights, property, or safety of the website, our users, or others.

RETENTION OF THE USER’S INFORMATION

A. For deletion information from our server – If a user wants to revoke/delete own information from our server, the user can notify us by email at support@bigbrainmoney.com with detailed information. After successfully identifying the particular user, we will delete the user’s information (If we had collected) from our server.

B. We will retain your data and information for the period necessary to fulfill our goal and for legitimate analytics and business needs, for example to comply with the law and for taxation and accounting needs.

  1. If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
  2. For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

Measuring our visitor/user

Visitor Analytics with Google Analytics:
We use Google Analytics for the collecting user’s statistical data information of use of this web site. Google Analytics collects and shares the information with us such as the user’s country, state, city, domain type, browser information etc. They use cookies to track visitor’s activity on our site. For knowing more please visit the Google Privacy Policy.
You can opt-out if you do not want to track your activity on our site.

As we measure visitors to our web site using Google Analytics. Google analytics uses anonymous IP address methods to measure our site visitors. With anonymous IP address method Google Analytics set the last octet of the user IP address to zero while still in memory. Only after this anonymization process is the request written to disk for processing. If the IP anonymization method is used, then at no time is the full IP address written to disk as all anonymization happens in memory nearly instantaneously after the request has been received.

Google Analytics records show what pages you view on our site, how you arrived at our site and some basic information about your computer. All of that information is anonymous – so we do not know who you are. The purpose of collecting information about a user’s visit to our site helps us to understand, which parts of our site are doing well, how people arrive and interact with our site, so that we can improve our site.

Server Logs: Our web server automatically enables server logs of our site visitors for legitimate various reasons. Server logs are like Access log, Error logs, Security logs. Access and security logs are required to monitor and maintain website security, without these logs the website cannot be accessed. Error logs are required to troubleshoot and maintain the website and server. So we can’t disable logging in our web server. So we do have a legitimate need to store and maintain these log files. Although, these server log files deleted after a certain and reasonable amount of time. These server logs files collect the number of requests, IP addresses, date and time stamp, browser information etc.

Social Visitor Measuring: Some third-party social sites, like Facebook, Instagram or Twitter may know you have visited our site and who you are, if a user uses their services. We cannot control their privacy policy; the user should read and agree with their privacy policy and the use of terms before using their services.

Google Adsense Visitor Measuring: As we use the Google Adsense program on our site for advertisement purposes. Third party vendors of Google Adsense/Adword, including Google, use cookies to collect information data of users to serve interest-based ads/contextual ads based on a user’s prior visit to our web site.

As we use the Google Adsense program on our site. Third-party vendors, including Google, use cookies to collect information data of users to serve ads based on a user’s prior visit to our web site. Our ad networks of Google Adsense can serve personalized ads.
If you are from the EEA or EU country, where the EU ePrivacy Directive and the General Data Protection Regulation (GDPR) law is applicable. Our ad network Google Adsense delivers non personalized or non-targeted ads to the EEA or EU visitors. Our advertising network Google Adsense serves non-personalized ads for California, USA, where CCPA act is in force, although Google and its vendors show personalized ads if a user opts in. Google still uses cookies for frequency capping, aggregated ad reporting, and to combat fraud and abuse.

Children’s Privacy:

We are very sensitive to the issue of children’s privacy. Our site and services are not developed for children and we do not knowingly collect personal information about children under 13. If you/user believe your child has provided personally identifiable data and you would like to have the data removed, please contact us at support@bigbrainmoney.com.

Third-Party Sites and Content:

Our site may contain links to affiliate websites or other non-affiliated websites (“Third-Party Sites”) and other content like widgets, text, graphics, images, music, video, ads etc. (The Third-Party Content). Such third-party sites and content are not investigated or checked for accuracy and not checked for any harmful code by us. As we have no control over third-party sites and third-party content, we are not responsible for any kind of accuracy, opinions, or the reliability of any third-party sites or third-party content. We are not responsible for the user’s and the user’s equipment (like a computer or mobile, etc.) safety and privacy if any user clicks on third-party links or use of any third-party content or use any application or widgets of third-party. A user should read their privacy statement and terms of use before using their services by going to their sites. We are not liable for any money loss, security loss and privacy loss, if a user uses or purchases any service or product from third-party sites.

FTC Affiliate Disclosure:

According to FTC requirements, this site is an associate/publisher in the various third parties’ affiliate/advertising programs, which are affiliate and/or advertising programs designed to provide a means for us to earn advertising fees by advertising and linking to some other affiliated/advertisement third party sites. After clicking on these types of links, these third parties use cookies to track visits for the purposes of assigning commission on sales.

CCPA Explained:

In accordance with the California Consumer Privacy Act (CCPA), we would like to inform you of your rights regarding your personal information. As a California resident, you have the right to request that we disclose the personal information we have collected about you, the purposes for which it was collected, and the categories of third parties with whom it was shared. You also have the right to request that we delete your personal information, subject to certain exceptions.
To exercise your CCPA rights, please contact us. Please note that we may need to verify your identity before processing your request. We will not discriminate against you for exercising your CCPA rights.

GDPR Explained:

We are fully compliant with the General Data Protection Regulation (GDPR). This means that we take the privacy and security of your personal data very seriously and are committed to protecting it in accordance with the law.
Under the GDPR, you have certain rights when it comes to your personal data, including the right to access, rectify, erase, restrict, object to processing, and data portability. If you would like to exercise any of these rights, please contact us using the contact information provided on this page.
We have implemented appropriate technical and organizational measures to ensure the security of your personal data, including the use of secure servers and encryption. We also have procedures in place to handle any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.
We may collect and process your personal data for a variety of purposes, including to provide our services, communicate with you, and improve our website. We will only collect and process personal data that is necessary for these purposes and will not use your personal data for any other purposes without your consent.
We may share your personal data with third parties in certain circumstances, such as with service providers who assist us with the operation of our website or with business partners for marketing purposes. Any third parties that we share your personal data with are required to protect your personal data in accordance with the GDPR and our privacy policies.

CalOPPA Explained:

We are committed to compliance with the California Online Privacy Protection Act (CalOPPA). This means that we provide clear and comprehensive information about our data collection, use, and sharing practices on our website.
Under CalOPPA, California residents have the right to request and receive information about the personal data that we have collected about them and how it has been used and shared. To make a request, please contact us using the contact information provided on this page.
We may collect and process personal data from California residents for a variety of purposes, including to provide our services, communicate with you, and improve our website. We will only collect and process personal data that is necessary for these purposes and will not use your personal data for any other purposes without your consent.
We may share your personal data with third parties in certain circumstances, such as with service providers who assist us with the operation of our website or with business partners for marketing purposes. Any third parties that we share your personal data with are required to protect your personal data in accordance with CalOPPA and our privacy policies.
We have implemented appropriate technical and organizational measures to ensure the security of your personal data, including the use of secure servers and encryption. We also have procedures in place to handle any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

COPPA Explained:

The Children’s Online Privacy Protection Act (COPPA) is a federal law that applies to websites and online services that are directed towards children under the age of 13, or that have actual knowledge that they are collecting personal information from children under the age of 13. In compliance with COPPA, we do not knowingly collect any personal information from children under the age of 13. If we learn that we have collected personal information from a child under the age of 13, we will delete that information as quickly as possible.
If you are a parent or guardian and believe that your child under the age of 13 has provided personal information to us, please contact us immediately so that we can take steps to delete the information and prevent further collection or use.
In accordance with COPPA, we also provide parents and guardians with the option to consent to the collection and use of their child’s personal information. If you are a parent or guardian and would like to give your consent, please contact us using the information provided in this privacy policy.
We take the privacy of children seriously and are committed to complying with all applicable laws and regulations related to the collection, use, and disclosure of personal information. If you have any questions or concerns about our compliance with COPPA, please contact us using the information provided in this privacy policy.

PIPEDA Explained:

The Personal Information Protection and Electronic Documents Act (PIPEDA) is a federal privacy law in Canada that applies to organizations that collect, use, and disclose personal information in the course of commercial activities.
At our website, we are committed to compliance with PIPEDA and have implemented policies and procedures to ensure that we handle personal information in accordance with the principles set out in PIPEDA.
Under PIPEDA, individuals have the right to access their personal information that is held by an organization, as well as to request corrections if they believe the information is inaccurate. If you would like to access or correct your personal information that we have on file, please contact us using the information provided on this page.
We will only collect, use, and disclose personal information for purposes that are identified at the time of collection, or for purposes that are consistent with the original purpose for which the information was collected. We will also obtain your consent before collecting, using, or disclosing your personal information, except in certain circumstances where consent is not required under PIPEDA.
We have implemented appropriate technical, physical, and organizational measures to protect personal information from loss, theft, unauthorized access, disclosure, copying, use, or modification. If you have any concerns about the security of your personal information, please contact us using the information provided on this page.

Note:: Please also note that CCPA/GDPR/CalOPPA/COPPA/PIPEDA explanation are provided for informational purposes only and is not intended to be a comprehensive description of our privacy practices under these acts. For more information about how we handle your personal information, please refer/read to our full Privacy Policy on this page.

Miscellaneous:

Respecting Ad servers, we allow other companies to place advertisements on our web pages. Ad server companies may collect information such as any user’s domain type and clickstream and user’s statistics information, etc. For more information, visit this link further.
google.com/privacy/ads/

COOKIE POLICY AND SIMILAR TRACKING TECHNOLOGIES: –

What are cookies?

Cookies are small text files stored on your device (computer, tablet or mobile) when you are on the Internet, including on our website bigbrainmoney.com; a cookie is a file containing a string that is sent by a web server and stored by the browser. Cookies can be used to distinguish users as they navigate different pages on a web site and identify their returning visit to the web site.
Cookies may be either “persistent” cookies or “session” cookies; a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
Besides this, there are two categories of cookies also “First-Party Cookie” and “Third-Party Cookie”, the first-party cookie means the cookie used by the web site, which you are visiting like we are first-party. And, third-party cookie means cookies used by the external web site on the first-party site, like Google uses third-party cookies on our site.

We and over third-party advertising networks and analytics networks and social media web sites use cookies to personalize content and ads, to measure visitors to our site, to provide social media features. You consent to our and third-party cookies if you continue to use our site.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

Advertisement Cookies

As we use the Google Adsense program on our site. Third-party vendors, including Google, use cookies to collect information data of user to serve ads based on a user’s prior visit to our web site.

Google and its partners may use DART cookies to serve ads on our web site or/and on other websites on the internet. Google uses the DoubleClick DART cookie on our web site for displaying advertisements for content ads and search boxes. For more information click Google’s advertising privacy policies.

If you are from the EEA or European country, where the EU ePrivacy Directive and the General Data Protection Regulation (GDPR) is applicable. We/Google serve non-personalized or non-targeted ads, so Google does not set any cookie, which can collect your PII data. For serving non-targeted ads, Google still uses cookies for frequency capping, aggregated ad reporting, and to combat fraud and abuse. Our advertising network Google Adsense serves Non Personalized ads for California, USA, where CCPA act is in force, although Google and its vendors show personalized ads if a user opts in.

Although Google and other ad networks use various types of cookies for advertisement purposes on our site, Google may introduce or rename the new or old cookies in the future for this purpose also. Google Adsense can use third-party ad serving, the cookies of other third-party vendors or ad networks may also be used to serve ads on our site, a user can opt-out of the use of cookies for interest-based advertising by visiting third-party vendors’ sites. Click these links to opt-out of third-party ad serving and other third-party vendors or ad networks.

The third-party vendors, ad networks, and third-party sites may use cookies and DART cookies to serve advertisements on our web site.

Users/visitors may opt-out of the use of the cookies through their browsers; although if a user disables cookies, the user may face troubles to load our site correctly or some parts of our site not work correctly.

Our user/visitor may opt-out of the use of the DART cookie by visiting the advertising opt-out page.
Users may opt-out of the use of the DoubleClick cookie for interest-based advertising by visiting Ads Settings Preferences.
Alternatively, users can opt-out of a third-party vendor’s use of cookies for interest-based advertising by visiting aboutads.info. Users may visit third-party vendor’s web sites to opt-out of cookies (if the vendor or ad network offers this capability).

EEA Data Explained and CCPA Act Explained

If you are resident in the European Economic Area/European country, where the EU ePrivacy Directive and the General Data Protection Regulation (GDPR) is applicable, and if you are from California USA, where CCPA act is in force. We adjusted our technologies to comply with applicable law.
Visitor Analytics:
A: We are measuring our visitor/user by Google Analytics anonymous IP address method, in which the IP address of all users to de-identify such information by masking the IP address.
B: We are measuring site visitors by server log for legitimate needs like site performance, site security, site maintenance.
Read more about Visitor Analytics cookies and how to opt-out from analytics cookies.
Advertisement:
We use the advertisements of Google Adsense program and Ezoic program on site. Google Adsense delivers non personalized or non targeted ads to the EEA or EU visitors. Our advertising network Google Adsense serves Non Personalized ads for California, USA, where CCPA act is in force, although Google and its vendors show personalized ads if a user opts in. But, Google still uses cookies (cookies set for collecting non-personal information only of EEA users) for frequency capping, aggregated ad reporting, and to combat fraud and abuse for non-targeted ads on our site. Read more about advertisement cookies and how to opt-out from advertisement cookies.
Opt-out:
You consent to use of cookies and privacy policy if you continue to use this web site. Although, you can opt-out if you do not want to track your activity on our site.

Choice/Opt-Out Cookies:

  1. Google Analytics Cookies – Opt-Out: You can opt-out if you do not want to track your activity on our site.
  2. Google Advertising Cookies – Opt-Out: Users may opt-out of the use of the DoubleClick cookie for interest-based advertising by visiting Ads Settings Preferences.
  3. Google Advertisement Cookies – DART cookie Opt-Out: You may opt-out of the use of the DART cookie by visiting the advertising opt-out page.
  4. Third-Party Vendors Cookies – Opt-Out: Alternatively, users can opt-out of a third-party vendor’s use of cookies for interest-based advertising by visiting aboutads.info
  5. Other Options to Opt-Out of Cookies: The users/visitors may opt-out of the use of the cookies through their browsers; although if a user disables cookies, the user may face troubles to load our site correctly.
    For Internet Explorer 7 and 8
    For Safari
    For Chrome
    For Firefox
    For Android
  6. Blocking Cookies via Browsers:
    Internet Explorer (version 10) – You can block cookies using the cookie handling override settings available by clicking “Tools”, “Internet Options”, “Privacy” and then “Advanced”

    Firefox (version 24) – You can block all cookies by clicking “Tools”, “Options”, “Privacy”, selecting “Use custom settings for history” from the drop-down menu, and uncheck “Accept cookies from sites”

    Chrome (version 29) – You can block all cookies by accessing the “Customize and control” menu, and clicking “Settings”, “Show advanced settings” and “Content settings”, and then selecting “Block sites from setting any data” under the “Cookies” heading.
  7. Deleting Cookies from Browsers: We suggest consulting the Help section of your browser or taking a look at the About Cookies website, which offers guidance for all modern browsers.

User’s Acceptance and Change of Policy:

By using the web site and our services, you accept the policies and restrictions set forth in this online privacy policy. If you don’t agree with this privacy policy and cookie policy, please do not use the web site and/or our services.

We reserve the right to modify this Privacy Policy at any time. Users are encouraged to review this policy periodically to stay informed of any changes. Any modifications will be effective immediately upon posting on our site. Continued use of our services after changes are made constitutes your acceptance of the revised policy.

Contact Us If you have any questions or concerns regarding this Privacy Policy, please reach us at support@bigbrainmoney.com. We are here to address your inquiries and ensure that your privacy is respected. Your feedback is valuable to us, and we strive to make our privacy practices as transparent and user-friendly as possible.

Read our Terms and conditions and Disclaimer before accessing this web site.